10+ years of finance research · 15+ published papers

Money decisions,
made simple.

Plain-language guides on markets, SIPs, credit cards and tax planning — built for real people, not finance textbooks.

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🆕 SIP Calculator

Monthly SIP ₹5,000

Duration 10 yrs

Expected return 12%

Estimated corpus

₹11.6L

Invested ₹6.0L · Gain ₹5.6L

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Key Risk Factors Need to be considered before applying for Zomato IPO

On July 14, Zomato Ltd. will begin a three-day initial public offering, the first by a food technology business in India. But before you p...

July 16, 2021 Read article →

5 min read

6 Personal Finance Mistakes You Should Avoid in 2026

Personal Finance Mistakes You Should Avoid in 2026 5 min read Finance & Investment Updated April 2026 Smart money management isn't a...

July 11, 2021 Read article →

About the author

Dr. Bhupesh Lohar

Finance Researcher & Educator

10+ years in Finance and Accounting. 15+ research articles in international journals. Making financial markets simple for everyday readers.

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📈 EMI Calculator

Loan amount ₹30L

Interest rate 8.5%

Tenure 20 yrs

Monthly EMI

₹26,035

Principal

₹30L

Total interest

₹32.5L

Total payment

₹62.5L

30+

Articles published

10+

Years of research

15+

Journal papers

Topics covered

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Money decisions,made simple.

Key Risk Factors Need to be considered before applying for Zomato IPO

6 Personal Finance Mistakes You Should Avoid in 2026

Money decisions,
made simple.