Dr. Bhupesh Lohar: Credit Card

Showing posts with label Credit Card. Show all posts

Why You Should Never Ignore Your Credit Card Statement in 2026.

Be honest — when your credit card statement arrives every month, what do you do? Most of us check the total amount due, pay it (or pay the m...

May 16, 2026

Credit Card Personal Finance

Credit Card EMI and CIBIL Score: What Every Indian Must Know (2026)

Credit Card EMI and Your CIBIL Score: What Every Indian Cardholder Must Know By Dr. Bhupesh Lohar | Last Updated: April 2026 | Reading Time:...

April 23, 2026

Dr. Bhupesh Lohar

Finance professor teaching personal finance, investing & mutual funds in simple Hindi — with handwritten notes on iPad.

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SIP Calculator

Monthly SIP (₹)₹10,000

Expected Return (p.a.)12%

Time Period15 yrs

Yearly Step-Up

Increase SIP by (yearly)10%

Invested Returns

Total Invested—

Est. Returns—

Maturity Value

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Step-up: monthly SIP increases by the chosen % at the start of each year (yearly compounding of contribution). Returns are market-linked and not guaranteed. For education only — not investment advice.